Village Saving and Loan Scheme and External Partnerships

Publicado: 20 Septiembre 2021
Última edición: 20 Septiembre 2021

The Village Savings and Loan Scheme is an IPaCoPA's sustainability strategy where members in their self-manage Groups meet regularly to save their money in a safe space and access small loans from the money collected among themselves to invest in livelihood projects at household level such as Agriculture and Solar energy. Because most individual members lack prerequisites to access loans from financial institutions, the VSLA scheme helps members to easily access finances and secure soft loans under group guarantorship. This supplements TUA's efforts to implement various aspects of the IPaCoPA initiative and to sustain the TUA's already supported projects such as looking after the trees planted and setting up kitchen gardens by households. With our external partners,  key of them who include the District Local Government, UNDP, SAI Group UK, and Jade Products Ltd, we have been able to get endorsements, Capacity trainings, Digital Platforms such as Project Management systems and access to e-commerce, Funding (forexample from UNDP-Y4BF to support 500 youth in commercial farming of Chilli), and other resources which makes IPaCoPA operate in complete ecosystem. 


Educación, entrenamiento y otras actividades de desarrollo de capacidades
Aplicación de la ley y enjuiciamiento
Evaluación, medidas de efectividad y aprendizaje
Marco legal y normativo, promoción de políticas.
Financiamiento sustentable
Medios de vida sustentables
Intervenciones técnicas e infraestructura
Escala de aplicación
Fase de la solución
Fase de inicio
Documentación y difusión de los resultados
Fase de revisión

Factores favorables

  1. Existence of clear objectives aligned to the UN's Sustainable Development Goals (SDGs) that interest other organisations/Firms with similar or related objectives, and or philanthropic about what we intend to achieve through our objectives. 
  2.  The zeal and enthusiasm by the team leader and the board to search for relevant partners and express interest for partnership. 
  3. Access to and ability to use internet enhanced with an organisational website “
  4. Upholding the organisational principles and values.

Lecciónes aprendidas

  1. Building trust with partners and also determining the trustworthiness of those whom you partner with is paramount to sustain relevant and lasting partnerships. Concisely it’s important to develop clear agreements, be flexible and understand your partner’s language.   
  2. Partnership is a learning process therefore you need to be open order to learn from other partners, particularly local partners in areas where project activities are being implemented. Local partners have a lot to teach about the community needs and local context and how to develop and create more sustainable results.
  3. Failures on some partnerships is inevitable, in case partnership fails, it is important to assess why the partnership failed, share and learn from those failures, reiterate and incorporate the lessons learned into the next partnership.  
  4. The success of our organisation and the IPaCoPA solution ain particular relies on strong partnerships. Developing a partnership mindset based on relationships is far important because even when the funded activities end, the relationship continues and there is an opportunity for sustainable support.

¿Se ha inspirado en alguna Solución o Building Block de PANORAMA?

¿Se ha inspirado en alguna Solución o Building Block de PANORAMA? Entonces, comparta su experiencia y cuéntanos cómo se inspiró y qué hizo para replicar, qué le costó al adaptar la solución a su contexto y conseguir una transferencia de conocimientos exitosa para crear un impacto más positivo para un planeta saludable.