Village Saving and Loan Scheme and External Partnerships

The Village Savings and Loan Scheme is an IPaCoPA's sustainability strategy where members in their self-manage Groups meet regularly to save their money in a safe space and access small loans from the money collected among themselves to invest in livelihood projects at household level such as Agriculture and Solar energy. Because most individual members lack prerequisites to access loans from financial institutions, the VSLA scheme helps members to easily access finances and secure soft loans under group guarantorship. This supplements TUA's efforts to implement various aspects of the IPaCoPA initiative and to sustain the TUA's already supported projects such as looking after the trees planted and setting up kitchen gardens by households. With our external partners,  key of them who include the District Local Government, UNDP, SAI Group UK, and Jade Products Ltd, we have been able to get endorsements, Capacity trainings, Digital Platforms such as Project Management systems and access to e-commerce, Funding (forexample from UNDP-Y4BF to support 500 youth in commercial farming of Chilli), and other resources which makes IPaCoPA operate in complete ecosystem. 

  1. Existence of clear objectives aligned to the UN's Sustainable Development Goals (SDGs) that interest other organisations/Firms with similar or related objectives, and or philanthropic about what we intend to achieve through our objectives. 
  2.  The zeal and enthusiasm by the team leader and the board to search for relevant partners and express interest for partnership. 
  3. Access to and ability to use internet enhanced with an organisational website “www.treeugandaacademy.com
  4. Upholding the organisational principles and values.
  1. Building trust with partners and also determining the trustworthiness of those whom you partner with is paramount to sustain relevant and lasting partnerships. Concisely it’s important to develop clear agreements, be flexible and understand your partner’s language.   
  2. Partnership is a learning process therefore you need to be open order to learn from other partners, particularly local partners in areas where project activities are being implemented. Local partners have a lot to teach about the community needs and local context and how to develop and create more sustainable results.
  3. Failures on some partnerships is inevitable, in case partnership fails, it is important to assess why the partnership failed, share and learn from those failures, reiterate and incorporate the lessons learned into the next partnership.  
  4. The success of our organisation and the IPaCoPA solution ain particular relies on strong partnerships. Developing a partnership mindset based on relationships is far important because even when the funded activities end, the relationship continues and there is an opportunity for sustainable support.
Low Inputs meet smallholders where they are

Community-based innovation/local knowledge combined with science-based approaches are the best way to address problems of the rural poor. Smallholders in the tropics who have depended on slash and burn agriculture for generations want new ways to improve their lives-without crippling debt. Most all technology inputs in the global south require extensive infrastructure as most rural regions do not even have digital capablity or even cell phone service and families could not afford them even if they were available.
The simple planting techniques on Inga Alley Cropping combined with the amazing resilience of the Inga species show a clear and scalable path for saving rainforests and their rich biodiversity while providing 100% food security.

Inga Alley Cropping creates economic incentives that regenerate steep, degraded land without debt or loans for farmers.
Families no longer purchase agrochemicals which were necessasy when they used slash and burn, nor is any heavy equipment, machinery, or chemical fertilizer needed.

Inga Alley Cropping respects the traditional skills and innovations of the people closest to the land who through their land, labor, and care have demonstrated, at landscape-scale, how the Inga Tree Model can be replicated across entire landscapes.

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According to the World Bank, “Over the past decades, agricultural policy and international institutions, as well as private and public agricultural research have often considered small-scale/subsistence farmers as backward “phase-out models” of a pre-industrial form of production.”

The strength of the Inga Model--is that it addresses the root of the problem, and even in this region experiencing the worst climate shocks, provides what farming families need most--100% food security within 1 ½ years.Families are not getting subsidies, they are getting seeds, training, and assistance with their planting/ first pruning. After that, they are independent with the skills to add a cash crop alley. Their choices bring about the change--from family, to community, to a nation that can all face an uncertain future with resilience and true sustainability. 

Bottom-Up as successful strategy

The families are 100% in charge of their land--making all the decisions about what they wish to plant and adding other components from our nurseries (citrus, hardwoods, cash crop alley for turmeric, black pepper, pineapple, avocado, Allspice, cacao, vanilla, ). The Inga Tree Model program has over 200 families waiting to plant alleys. They have seen the results of their relatives and neighbors and many have visited the demo farm to see for themselves how planting trees secures their futures.
The all-Honduran team live in the two river valleys, are farmers themelves,  who are known, trusted, and respected in the communities. The families have no debt or loans and are independent after their first pruning in 18-24 months. Not a single family that has adopted the model has reverted to slash-and-burn.

Families “pay it forward” by raising Inga seed stock and helping others with planting. This farmer-to-farmer initiative ensures the natural expansion and lasting success of the system. Inga alley cropping underpins the values needed for meaningful change in the global south.

The most important enabling factor is trust. We achieved that by always doing what we said we would do. Neither Covid-19, hurricanes or droughts have negatively affected the program. Families share their native seed and cooperate to make efficient use of their time. They save 30-40 days of weeding as the trees shade out all weeds. Firewood from the annual pruning is done with machetes and is a valuable resource that is shared/sold/traded by the families themselves. The demo farm has served as a drop-off and collection point for group drying/sales of peppercorns.

The all-Honduran team understood the importace of flexibility on many occasions when flooding or COVID-19 caused plans to change--always having a back-up (mules for seeds distribution or contracting a Caterpillar to clear roads after the twin hurricanes in Nov. 2020). They delivered food and water and transported several dozen villagers to medical facilities.

The Honduran team is the most experienced in the world and has taught all others who are installing Inga alleys. We have facilitated Inga alley replication in 15 countries with farmer/NGO/government groups by providing training at no cost to over 60 groups and providing native seed to many. They know the significance of what they are accomplishing and take great pride in their work. The nursery staff plants the crops that families request.
The program exceeds all expectations because the families are in charge--with tremendous co-operation among them-- like pruning in exchange for firewood, offering complementary skills, and working together spontaneously. They are listened to, respected, and valued.

Tree Academy Groups and Clubs (TAGs & TACs)

Tree Academy Groups (TAGs) are formal community led conservation and advocacy associations established in Local Communities under the Village Savings and Loan Association (VSLA) Model, while Tree Academy Clubs (TACs) are student/pupil led and are established in schools (both primary and Secondary). They are grassroots channels of communication and distribution of our products and services, as well as implementers of various conservation and livelihood programs under the IPaCoPA initiative.

They facilitate platforms for members to express their views and opinions on matters affecting them to influence policy and decision making processes at local and national level. They also play an important role in amplifying TUA's awareness creation on critical issues of environment and livelihood development. 

The VSLA Scheme facilitates periodic meetings by group members  (usually weekly), during which they make savings and deliberate on impotant commununity development issues. It also keeps members active whilst facilitating knowledge sharing and joint decision making on general group development issues such as joint ventures. Members at times decide to invest their savings  in joint projects such as Tree Nursery, Tents and Chairs for hire e.t.c to generate more revenues into the group.

  1. Favourable political environment and supportive local leaders. 
  2. Existence of a strong project team with relevant expertise in community mobilization and entrepreneurial design production. 
  3. Willingness by community members and students/pupils to team together and form Groups and Clubs. 
  4. Increasing effects of climate change and the need for concerted efforts to curb down the situation. 
  5. Availability of Credit Financial Institutions willing to partner with us and extend soft loans to the groups. 
  1. Holding preliminary meetings with community/school leaders and enlisting their support simplifies the mobilization and participation of the target populations.  
  2. The youth are seemingly difficult to mobilize, and pop culture plays a significant role in influencing the youth and getting millennials to participate. Partnering with popular youth-centric brands and integrating Music Dance and Drama has vastly increased our reach among youth and students.
  3. Integration of the VSLA model stimulates community members to elect responsible representatives, guarantees regular meetings and access to finance which keep members active to coordinate various program activities.
  4. Allowing communities to prioritize and select quick impact projects solidifies support, galvanizes local participation and accelerates entrepreneurship.
  5. Transparency and effective communication are essential igredients in projects that require community participation and to retain community trust.
LEAVE NO ONE BEHIND - USE ALL OPPORTUNITIES

Some community groups and members are not directly involved in fishing but can influence the change that you need to happen. In this project we are engaging students and their teachers, sports and arts to raise awareness and secure wider public support. We organize school debates where students debate about fishing and gender inequalities, fishing and climate change, fishing and pollution of marine ecosystem, etc in the presence of their parents. We also have traditional dancing groups to entertain and convey the message. We support school teams through provision of sports gear and organization of class and inter and intra-school competitions. We also engage school administrations to promote school afforestation for which we provide seedlings. 

1. Good public relations 

2. Partnership with other organizations - those who are interested in other issues e.g. sports, afforestation, gender equality, etc.

1. Involving each and everyone in the community speeds up achievement of your main project

2. Students and Teachers are key change agents in rural communities

3. Sports and culture are powerful vehicles through which your message can reach out your target group

RECOGNIZING OTHER ECONOMIC ACTIVITIES

Though the project focus was on the fishing industry we recognized that the women and other community members are involved in other economic activities and mainly riz-agriculture. This meant that they have additional economic activities that needed to be taken into account. Recognizing these additional economic activities generated more interest towards our project. For example instead of organizing meetings based on the fishing activity we organized them taking into account the time they spent in their farms. When needed we met them in their farms and participated in their farming activities. 

1. A good understanding of riz culture or other economic activities is needed. 

2. Put into place a mechanism for solving problems in the other economic activities

3. Ensure a member of your staff is available all the time for consultations with them

1. Projects succeed when all needs of community members are taken under consideration. Needs assessment at the beginning is extremely important.

2. Your team must be composed of experts in different fields as identified in the needs assessment

3. Cooperation from responsible national authorities is important for success of a project

 

Tree Uganda Academy (TUA) Board and Staff

The TUA Board forms the supreme planning and decision making body of the Organisation. The board makes informed decions and mobilizes resources that support and guide the project staff in the implementation of the organisation's strategic objectives under IPaCoPA solution towards fulfilling its vision "A clean, health and well protected environment supporting a sustainable Society and Economy". The TUA Staff is a team of six youthful and well qualified individuals who carryout the day-today activities of the organisation by engaging the community members in their respective Groups/Clubs through group leadersip (Executive committee), enhanced with formal MoUs between TUA and its member group/clubs.    

1. Competent skills by the Board and Staff Members enhanced with ccess to current information on Climate Change and the general critical issues of the environment that aid the Board in making sound decisions. 

 

2. A strong spirit of teamwork and Volunteerism among the Board and Staff.

 

3. Ability by the Board and Staff to cope up with the developing world and a strong passion to further the aspirations of the UN's Sustainable Development Goals (SDGs).

 

A Strong and informed team that fully understands and embraces organisation's  values and principles will empower the organisation to achieve lasting results. 

 

Contrally to the above, the team may  run the risk of setting poor precedents that leave communities feeling co-opted, manipulated, and reluctant to work with external organizations in the future.

 

A  well informed and supportive Board simplifies the work of the CEO and the Staff, and accelerates the growth of the Organisation.  

BUILDING POSITIVE FAMILY AND COMMUNITY RELATIONS

To introduce something which is seen as going against culture, traditions and spiritual beliefs require interactions with all members of the community. Particularly when such an introduction is perceived as intefering with the existing power relations between men and women. In this innovation, we spent almost 3 months talking to individuals, couples and groups in order to make sure each of them understands very well the project objectives. 

1. Adequate financial resources 

2. Good understanding of what you want to introduce

3. Well organized fishing groups 

4. Support from local authorities

1. Your group should have both women and men. Presence of men and women in your group enhances acceptability.

2. You have to identify beforehand progressive individuals in the community and engage them as agents of change.

3. Identify those who have strong cultural, traditional, and spiritual beliefs and engage them. Leaving them out will destroy your project. If you succeed in convincing them, they will easily convince others.

4. Be sensitive to cultural and spiritual beliefs, take time, do not rush

5. Do not stop their usual way of fishing, let your idea flourish with time.

6. Promote the spirit of local ownership

FISHING GEAR

Traditional fishing gear excluded women from fishing because it was expensive, too heavy and neccessitated fishing at night. Strings and baits helped to overcome these challenges. Strings with baits attached are hanged in between mangrove trees close to homes. Women cast them early morning and collect their catch next day early morning.

Mangroves have a high accumulation of micro-organisms, phytoplankton and other life forms that constitute the diet of different species of fish. Mangroves receive high concentration of nutrients from rivers and adjacent riparian ecosystems. Mangroves also provide shelter against predators and allows long-time fishing and safe breeding.  Other enabling factors: provision of security against theft and destruction by livestock, cooperation and commitment from spouses, sound management of toxic waste and market mechanisms.

We have learnt the following lessons: changes in power relations that can be brought about is important, the mangrove forest must be of the size that is adequate for all in order to avoid conflicts over the right of fishing in a particular area, the focus should not be only on fishing but on other social, economic and ecological issues as well e.g. waste management, financial management and marketing, broader protection of the environment, nutrition and health, gender equality, human rights, etc.

The fight against poaching, illegal trade and killing of wild animals.

Poaching poses serious threats to wildlife conservation and efforts at preserving wildlife through the establishment of protected areas are under threat by poaching of wildlife in the central High Atlas of Morocco.  The enforcement of the existing law against illegal capturing, empoisoning and killing of wild encouraged the authorities to participate actively in the protection of wild species and to enforce the law in certain cases. Raising awareness among residents and creating jobs in ecotourism and geotourism also participate in the fight against poaching. For example, in the Ouzoud site, the fight against poaching and the trade of macaques was one of the main factors responsible for the Barbary macaque population increase. We have actively participated since 2008 in collaboration with local authorities in the fight against illegal work (poaching, tree felling, etc.). We worked with some residents to obtain the necessary information on this work. in this context, we took part in stopping certain wild animal capture operations and we released a large number of animals in their original habitats.

In recent years, local people have actively participated in the fight against poaching and the wildlife trade. The ecological and economical roles of wildlife in ecosystems have been more widely appreciated among local people in the central High Atlas of Morocco. The creation of employment in ecotourism and in the field of medicinal plants has encouraged the inhabitants to participate in the fight against work with a negative impact on ecosystems.

Poaching and trade in wild animals is practiced mainly by young habitats who have no work and who have no ideas about the consequences of these activities on wild populations. Integrating these people into development projects can transform them into protectors of wildlife. Helping people find jobs and helping them improve their ecological knowledge will help conserve habitats.